Benefits

Here's a brief summary of the benefits and carriers that you may take advantage of as a member of the OBC:

Medical Benefits

  • OBC medical benefits program is a self- funded program utilizing the Jefferson Health Plan platform effective September 1, 2015
  • The OBC medical benefits program utilizes Anthem Blue Cross Blue Shield (third party adminstrator) provider network and pharmacy benefit manager
  • OBC renewal is September 1st of each year. If an entity joins mid-year, they will renew on the next September 1st
  • Each entity can elect to participate in the OBC Medical Pool or OBC Purchasing Cooperative
  • New entities are rated on their own merits initially. However, renewal rates are based on the negotiated association rating factors. In addition, the experience of the OBC as a whole influences the final rate adjustment rather than rating each group on an individual basis
  • Prospective OBC Medical Pool groups must implement one of the nine standard plan designs
  • OBC Pool includes a turn key wellness initiative administered by PUSH

Life/Ad&D/Supplemental Life/Dependent Life

  • Standard Insurance Company administers OBC life insurance benefits on a fully insured basis
  • Employees must work a minimum of 20 hours per week to be eligible for life insurance coverage
  • Entities must have a minimum of 25% employee participation to be eligible for supplemental and dependent life insurance

Dental

  • OBC dental benefits are administered by Superior Dental Care on a fully insured basis

 


 

Questions?

If you need more specific details around plans or pricing, please contact:

Dave Carlson
dcarlson@mcgohanbrabender.com

1.800.293.2347


Jefferson Health Plan

Anthem Blue Cross Blue Shield

The Standard

Superior Dental Care

Push for Wellness